Decisive debt capital when certainty and speed matter

Decama Finance is a well-capitalised, asset-led lender providing rapid senior funding in complex or time-critical situations where certainty and speed are essential.

Decisive debt capital when certainty and speed matter

Principal-led. Asset-focused. Execution-certain.

We provide fast, secured capital against UK real estate, enabling investors to close transactions, protect value, or unlock opportunity, whether in growth or distress. Backed by over 20 years of experience and structured for agility, we take a rigorous asset-first approach and move decisively when the fundamentals are compelling.

With capital deployed directly from our own balance sheet, we act with speed and efficiency, reducing execution risk and providing clarity from the outset.

What sets us apart

Decama Finance is built for situations where timing is critical, circumstances are complex, and certainty of execution is non-negotiable.

  • Asset-first underwriting driven by underlying real estate value, not borrower profile
  • Speed and certainty through a clear, straightforward process
  • Senior, first-charge focus
  • Flexibility across all UK real estate sectors
  • Decision maker access and pragmatic, sector-informed judgement
  • Sector expertise across the capital structure
  • Discretionary capital deployed directly to ensure certainty of execution
  • Specialism in complexity

Decama Finance is a trusted partner when timing is critical, and certainty of execution determines the outcome

Our Approach

Our method is built on speed, reliability, and rigorous fundamental analysis, designed for situations where conventional lenders cannot act decisively.  
Meet the Founder

Meet the Founder

Netanel Lorenzi is the Founder of Decama Finance, bringing over 20 years of experience across finance, real estate, and capital markets.

Recent Deals

Our team prides itself on its ability to act swiftly on transactions that may seem too complex or unconventional for others.

©2026 Decama Finance Limited. All Rights Reserved.
Registered in England and Wales. Company No. 12188602.